Frequently Asked Questions

How long does it take to get the loan cash

The funds are paid to your account the same day of loan approval. Unfortunately some banks take longer to clear the funds, and in this case it can take 24-48 hours. This would be the same whoever you went with.

Why is the apr so high?

APR's are calculated based on you paying a fixed amount of interest on an ANNUAL basis. In reality, payday loans are only for a maximum of a month.

Can I still get the loan even if I have bad credit?

Yes, each loan is reviewed on your current circumstances, this is done by reviewing your income and outgoings so that there will be enough funds in your account when the loan is repaid.

How is the loan repaid?

The debit card on your bank account is used to get the repayment.

Do I need a debit card?

Yes

I am self employed, can I still get a pay day loan?

Yes, so long as you have regular income paid into your bank account.

Can I have multiple pay day loans at the same time?

No, you can only have one pay day loan.

Is it possible for me to roll the loan over to next pay day

Yes, however after the loan is rolled over twice the balance would need to be reduced.